Find Answers to Common Questions
We’ve gathered the most frequently asked questions to help you find quick and reliable answers. If you don’t see your question listed, feel free to reach out—we’re here to help.
A Gold IRA is a self-directed individual retirement account that allows you to invest in physical gold and other approved precious metals instead of traditional assets like stocks and bonds.
Just like a traditional IRA, a Gold IRA allows you to save for retirement with tax advantages. The key difference is that it holds physical gold (and sometimes silver, platinum, or palladium) stored in an IRS-approved depository.
Gold IRAs help diversify your retirement portfolio and serve as a hedge against inflation, economic downturns, and stock market volatility.
Yes, you can roll over funds from most retirement accounts—including IRAs, 401(k)s, 403(b)s, and TSPs—into a Gold IRA without tax penalties, as long as it's done properly.
Only IRS-approved precious metals can be included, such as certain gold coins (e.g., American Gold Eagle, Canadian Maple Leaf) and bullion that meets specific purity standards (usually .995 or higher).
Your gold must be stored in an IRS-approved depository. These are secure, insured facilities that specialize in safeguarding precious metals for retirement accounts.
No. For your investment to remain compliant with IRS rules, physical gold in a Gold IRA must be stored in an approved depository—not at home or in a personal safe.
Costs vary by provider but typically include account setup fees, annual maintenance fees, storage fees, and sometimes markup on the metals. Our comparison tool helps you see these costs side-by-side.
Yes—when you work with a reputable provider. Your gold is stored securely in insured depositories, and you maintain ownership. Be sure to research and compare companies before investing.
Look for providers with strong customer reviews, transparent fees, excellent customer support, and a history of compliance. Our site offers unbiased reviews and side-by-side comparisons to help you decide.
What Happens to My Gold IRA When I Retire?
A Gold IRA can be a valuable part of your retirement strategy, but what happens to your Gold IRA when you retire? Understanding the options available for withdrawing or rolling over your gold investments can help you make informed decisions about how to access your retirement funds. In this article,
Are Gold IRAs Safe During a Recession?
When economic uncertainty strikes, investors often seek refuge in assets that preserve value. One question frequently asked during turbulent times is: Are Gold IRAs safe during a recession? In this article, we’ll explore the performance of gold in past recessions, how Gold IRAs work, and whether they can offer protection
What Coins and Bars Are Allowed in a Gold IRA?
If you’re considering opening a Gold IRA to diversify your retirement portfolio, you may be wondering:“What coins and bars are actually allowed in a Gold IRA?” The IRS has strict rules governing the types of precious metals that can be held in a self-directed IRA — and not every gold